Primerica Sucks

In 2000 I setup IRAs for the two children that I had at the time (I still have those two, and an additional three lol). I put token amounts in for them, the minimum possible to open an account. I use a Primerica agent, and never setup regular contributions.

My financial situation has changed a lot since then, and I'm trying to get everything accounted for in Quicken. With the financial upheaval, I'm making sure I have my ducks all in a row.

So today I go to the http://www.shareholder.primerica.com website to manage the account. But it's been eight years, so I need to call their customer service to establish login credentials. 1-800-544-5445. They pick up the phone fast enough; so far so good.

But the CSR quickly determines that she cannot help me, as my name is not on the account. Huh? The account is in the name of my eleven year old. Nice. He's off school today, so I interrupt his Mario Karts and get him on the phone. He correctly identifies himself. He states his date of birth. He gives our previous address, which is the one Primerica still has on record. He correctly gives our old phone number, and gives the phone back to me.

So I ask the CRS "can you help me now? Am I authorized to manage the account?" She explains no, since he is not the only name on the account. "So you want me to get my nine year old daughter and have her go through the same process?" The CSR says as long as she can get through the whole identification process without being prompted by me. Because she could hear me in the background helping my son. She wants me to call the agent who I setup the account with eight years ago. Whom I haven't spoken to since.

There has got to be a better way.

Gizmodo site down

wtf? Gizmodo site is down? How am I to goof off now?

My sister got hosed by MS Antivirus

[Wow, I haven't blogged for awhile. Been enjoying retirement, I guess. This pic is now way out of date. My hair got much longer and is now way shorter than my blogger headshot :P.]

First, kind reader, be fully confident: Microsoft does *not* make an antivirus product. There is a malware program going around that calls itself MS Antivirus. I know, because I just installed it for my sister.

Her laptop was hosed, she told me. I thought she meant that the hard drive was shot, but then she continued and described all the problems her computer was having, and it was obviously infected with spyware.

So I took her laptop home, did a low level reformat, and installed Windows XP. Got all the patches loaded on, and of course gave her Firefox.

She sent me info on some antivirus software she had just purchased, including the activation code, and wanted me to make sure I loaded that on since it was bought and paid for. I'm a good brother, so I did.

D'Oh!

Spybot Search and Destroy cleaned the resulting mess up, except for MS Antivirus itself. To kill that, I Ctrl+Alt+Deleted and killed the program, then deleted the install directory.

So, a couple tips:
- Whenever I want to fix someones computer, I always download the utilities I need from download.com. Don't do a Google Search for the stuff you need, since any ads may be compromised. I don't know who the hell makes Spybot Search and Destroy but for years I've gone to download.com to get it; it's always one of the most popular downloads.
- An the new corollary I will pass on to my sister: If you suspect your computer is infected with spyware, don't click on any of the pop-ups said spyware produces looking for a cure.

Props to PC Mag for info on MS Antivirus.

And finally, here are the emails my sister got, in an effort to let any other victims know that they've been had.

From: eSafeBill Transaction 
Date: Wed, Aug 27, 2008 at 5:29 PM
Subject: Your MS Antivirus License purchase
To: my sister


Thank you for making a purchase with eSafeBill!

Transaction information:
Amount: 77.9 USD Including SCHD Bundle chosen
Activation Code: 873465112334272
Transaction ID: 
Order Number: 
Item: MS Antivirus License + System Cleaner and Hardware Doctor Bundle
You have chosen to purchase your software along with System Cleaner and Hardware Doctor bundle offer. Please download the installer for the additional software: http://222.73.37.203/i.php?tks=1
Quantity: 1
Date: 08/27/2008 12:21:40
Download source: http://222.73.37.203/i.php?l=msantivirusxp&c=c

This purchase will appear in your credit card statement as "Spyware-shop4..com".
Total amount of 77.9 USD will be charged to your credit card.
If you are not completely satisfied with this purchase, please do not hesitate
to contact us using SUPPORT REQUEST APPLICATION at http://222.73.37.203/i.php?l=secure.esafebill&c=c
Please do not dispute this charge as doing so may affect your credit rating.

===
ACTIVATION

Please download the software from the following link if you
do not have it already installed.
Download source: http://222.73.37.203/i.php?l=msantivirusxp&c=c

Please activate the program by entering the following
code when prompted.

Make sure you enter your activation code correctly.
Just copy it and paste into the activation code box with no changes.
The code consists of 15 characters.
Your code is: 873465112334272

The product is activated now.
In case of any difficulties,
please do not hesitate to contact us.

===
REFUND POLICY

If you are not completely satisfied with this purchase, please do not hesitate


to contact us using SUPPORT REQUEST APPLICATION at http://222.73.37.203/i.php?l=secure.esafebill&c=c
Please do not dispute this charge as doing so may affect your credit rating.

===
THIS IS AN AUTOMATED MESSAGE. PLEASE DO NOT REPLY.

Ok, lets note that dead giveaway too: if it says "Don't contact your credit card company to dispute the charge, it will affect your credit rating" then please call Visa or Mastercard right now and do just that. Their operators are standing by. :)

Google AdPlanner

Why buy a search term and link it to a page that is unreachable? No prob, if you a) have more money than Yaweh and b) you are the guy from whom we buy search terms.

A search for AdPlanner, Google's new publisher tool, does just that. Organic results include links to Toyota affiliate terms of use etc, which means this blog just might be a linkbait success.

I'll dig more into AdPlanner once I find a link to official public info, but Valleyway is already blogging about what it means to Comscore and Nielsen -- ok, they say its no threat. But maybe they were just being ironic. Oh, I can hope.

LinkedIn valuation leads to site downtime?

LinkedIn is really lagging this morning. I've never experienced lag on LinkedIn before, so maybe its the news of their 1 billion valuation. Maybe LinkedIn will now be hip and trendy, and downish, just like Twitter!

Downtime killed Friendster when it's valuation was through the roof.

So LinkedIn, take some of that new money and go shopping.